Flood water comes into your home through the doors or windows. Water backup is water coming up from failed sump pumps, drains, or sewers. If your basement has stored belongings, laundry units, or is partially or fully finished, you should talk to our team about water backup coverage.
Many people confuse flood insurance and water backup coverage. If you live in a flood zone, you need flood insurance. You may also elect to have flood insurance if you are concerned about flood damage.